Upwork Fee Calculator
Marketplace work can be useful, but platform fees, payment processing, currency conversion, and taxes can reduce the amount you keep. Model fees before accepting a project so the posted rate does not become a surprise.
Platform take-home formula
Take-home = gross project value minus platform fee, payment fee, business overhead, and tax reserve.
Why platform fees matter
A small fee percentage can look harmless on a single invoice, but it compounds across a full year of work. If a marketplace project also requires unpaid proposal time, revisions, and client management, your effective hourly rate may be much lower than your public rate.
InputHow to use it
Platform feeEnter the marketplace percentage that applies to the project.
Payment processingAdd card, transfer, withdrawal, or currency conversion costs.
Tax reserveReserve tax after fees and overhead using a conservative percentage.
Important note
Fee schedules can change. Always verify the current marketplace fee before quoting or accepting work.